When buying a new construction home, it's important to protect your investment by purchasing title insurance. While you may be confident in the builder's reputation and the quality of the construction, there could still be issues with the title to the property that were not disclosed. These issues could include liens, unpaid taxes, or other encumbrances that could cause problems for the new owner.

Title insurance provides protection against these types of issues and can help cover the cost of any legal fees or losses that may arise. It's a small price to pay for peace of mind and protection against potential issues down the line.

In addition to protecting against title issues, title insurance can also provide coverage for other types of losses, such as those resulting from mistakes in the property's legal description or boundary disputes with neighbors.

While it may be tempting to save a few dollars by skipping title insurance when buying a new construction home, it's important to consider the potential risks and costs that could arise without it. It's always a good idea to discuss the matter with your lender and a real estate attorney to determine the best course of action.