Do You Need Title Insurance When Buying Land

Yes. Yes. Yes. You should absolutely purchase title insurance for land, regardless of whether or not there are structures on it. Even if your land is completely vacant, there may still be unanticipated issues concerning taxes, property lines and legal records, among other things. Most of these issues do not pop up until AFTER closing. This is where your Owners title policy will protect you.

Other considerations to take into consideration include your anticipated land use. If you intend to use the property for a specific purpose, you must make sure the county/state will approve your intended use. A title attorney can help clarify if the property will fit your intended use.